WEOKIE Federal Credit Union hiring Mortgage Loan Processor in Oklahoma City, Oklahoma, United States | LinkedIn (2024)

BASIC FUNCTION

Provides organized, timely processing and closing coordination for all first mortgage loans. Provides assistance, as needed to members, vendors, and the operations team.

MAJOR ACTIVITIES

• Regular attendance in the work site.
• Responsible for collecting/reviewing/ and uploading all required documents for first mortgage loan processing in a timely manner.
• Verify and examine all documents and information input into the Loan Origination System for accuracy and compliance.
• Communicate with all parties involved concerning required documents, loan milestones, loan conditions, etc.
• Responsible for ordering and reviewing all third party items such as appraisals, title commitments, flood determination, evidence of insurance, verification of employment, and verification of income.
• Required to effectively manage processing pipeline and give weekly updates to all parties involved in the transaction.
• Ensures all QC and underwriting conditions have been resolved prior to loan closing.
• Responsible for delivery of completed processing files to the closing team within 10 business days.
• Assists with scheduling and coordination of closings with borrower, agents, and title providers as needed.
• Participates in regular coaching and performance evaluations.
• Superior levels of service and attention provided to credit union members and mortgage operations team.
• Activities, reports, training, and projects completed in a timely and detail-oriented manner.

Activities are conducted in an efficient and generally error free manner.

• Specialized or Technical Knowledge and Skills: The Mortgage Loan Processor must possess the following knowledge and skills:
• Mathematics - Using mathematics to assist members or to solve problems.
• Active Listening - Giving full attention to what other people are saying, taking time to understand points made, asking questions as appropriate, and not interrupting at inappropriate times. The ability to listen to and understand information and ideas presented through spoken words and sentences.
• Service Orientation - Actively looking for ways to help people.
• Social Perceptiveness - Being aware of others reactions and understanding why they react as they do. The ability to tell when something is wrong or is likely to go wrong.
• Coordination - Adjusting actions in relation to others actions.
• Reading Comprehension - Understanding written sentences and paragraphs in work related documents.
• Speaking - The ability to communicate information and ideas in speaking so others will understand.
• Near Vision - The ability to see details at close range (within a few feet of the observer).
• Computer - Ability to enter data using a computer.
• Time Management - Managing one's own time and the time of others.
• Deductive Reasoning - The ability to apply general rules to specific problems to produce answers that make sense.
• Inductive Reasoning - The ability to combine pieces of information to form general rules or conclusions (includes finding a relationship among seemingly unrelated events).
• Must be bondable.
• High School Diploma or the equivalent.
• * Behavioral Competencies: Behavioral competencies are the skills and personal characteristics that an individual should possess in order to be successful. * Core Competencies: Core competencies are consistent for all positions across the organization and are aligned with WFCU's core values. * Dependability: Meets commitments, works independently, accepts accountability, handles change, sets personal standards, stays focused under pressure, and meets attendance/punctuality requirements. * Integrity/Ethics: Deals with others in a straightforward and honest manner, is accountable for actions, maintains confidentiality, supports company values, conveys good news and bad.
• Leadership: Leads through change and adversity, makes the tough call when needed, builds consensus when appropriate, motivates and encourages others.

b. Managing for Results: Sets challenging and productive expectations for team, keeps team accountable for actions, provides leadership and motivation, provides resources and support, uses checkpoints and data to track progress, sets up systems and processes to measure results.

c. Managing Performance: Applies clear/consistent performance standards, handles performance problems decisively and objectively, is direct but tactful, provides guidance and assistance to improve performance.

d. Job Knowledge: Understands duties and responsibilities, has necessary job knowledge, has necessary technical skills, understands company mission/values, keeps job knowledge current, is in command of critical issues.

• Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is required to see details at a close range. The employee may be required to occasionally lift and/or move up to 50 pounds.

B. Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The worker is not substantially exposed to adverse environmental conditions. The noise level in the work environment is usually moderate.

EQUAL EMPLOYMENT OPPORTUNITY/AFFIRMATIVE ACTION EMPLOYER

WEOKIE does not and shall not discriminate on the basis of Protected Status, marital status, and political belief or any other status or condition protected by applicable federal and/or state law. Bona fide occupational qualifications will be applied impartially. These activities include, but are not limited to, hiring of staff, selection of volunteers and vendors, and provision of services. We are committed to providing an inclusive and welcoming environment for all our members, our staff, clients, volunteers, subcontractors, vendors, and clients.